Fidelity's 2025 wealth transfer study found that roughly 67 percent of parents age 55 and older have never told their adult children what they will inherit, or whether they will inherit anything at all.
About 33 percent would prefer the kids are kept in the dark about the amount.
Their reasons should feel familiar:
✔️ Worry that a specific number will dampen a child's drive
✔️ Discomfort talking about money at all
The same study found:
Most adult children say they are ready to handle whatever they inherit and would rather shape things while their parents are still around to explain the "why" behind decisions.
Families who have inheritance strategies share some similar habits:
💬 Kids know who the financial professionals are and how to reach them
💬 Everyone knows where the estate documents are
💬 They try to manage any surprises well ahead of time
So, do you tell your children or not?
There's no single right answer here.
Sharing exact numbers isn't necessary, but most families find that a broad discussion can help with priorities and expectations.
#Inheritance #WealthTransfer #EstateManagement #FamilyWealth #Legacy